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Personal Finance Lessons Grades 6-8

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  • Lesson Annotation: Students will “shop” using a variety of catalogs supplied by the teacher or brought from their homes. They will complete an order form and compute the total cost of their order, including the items they purchased and other applicable charges. In the process, they discover there are charges applicable to catalog ordering that do not apply to in-store purchases.
  • Grades: 6-8
  • Maryland Personal Financial Literacy Standards: Students will apply financial literacy reasoning in order to make informed, financially responsible decisions; Students will develop skills to plan and manage money effectively by identifying financial goals and developing spending plans
  • Lesson Annotation: Charitable giving is important on all levels. In this lesson students will work to identify several local charities, their impact on the community and different ways of making charitable contributions.
  • Grades: 6-8 
  • Economic Concepts: Costs, Benefits Personal
  • Financial Literacy Standards Standard 1: Students will apply financial literacy reasoning in order to make informed, financially responsible decisions
  • Lesson Annotation: Using cell phones as an example, students will participate in activities that explain why contracts are used, the conditions of a contract and create their own contract.
  • Grades: 6-8 
  • Maryland State Curriculum Personal Financial Literacy Standards Standard 3: Students will develop skills to plan and manage money effectively by identifying financial goals and developing spending plans
  • Literature Annotation: Gramps teaches his twin grandsons the value of saving money when he pays each a dollar a week to help him with summer chores, and then matches every dollar each boy saves.
  • Grades: 6-8 
  • Economic Concepts: Consumption, Production, Money Management
  • Maryland State Curriculum Personal Financial Literacy Standards: Standard 2: Students will relate choices regarding their education and career paths to earning potential.


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