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The Maryland Personal Finance Challenge is an academic competition that provides high school students the opportunity to learn and then demonstrate knowledge and application of personal finance concepts during a one day academic competition. Student teams from high schools across the state compete with the excitement of an athletic competition to be recognized as the Maryland State Champion. The winning team is invited to represent Maryland at the National Personal Finance Challenge Competition. Teachers of economics, business, marketing, personal finance, and Science, Technology, Engineering and Math (STEM) are urged to participate. There are no registration fees so this makes a great class activity.

Visit the National Personal Finance Challenge website for information about How It Works on the national level.

Personal Finance Challenge Interest Meeting

Join us on Tuesday, January 11, 2022 from 5:00-5:30 to learn more about the 2022 PFC.  

Teacher/Coach Toolkit

Check back for updates and additional information.

Download a draft of the 2022 Teacher/Advisor manual to learn about details of the PFC including: 

Find a comprehensive list of resources, practice tests and other preparation materials.

Watch a presentation, learn about scoring and hear comments from the judges.

This webinar series is presented by our partners, Dr. Julie Heath and Susan McNamara. Each episode features two one-hour sessions. Each session will cover one of the six National Standards for Financial Literacy, two lesson plans relating to that standard, and a tie-back of the lessons and learnings to the NPFC.

Get your students excited to participate. Show this 2020 Recap Video.

Coming Soon...Learn about the rules and regulations for participating at the national level. 

Have your students test their knowledge by taking a practice test.

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2021 Maryland Personal finance challenge winners

2021 High School Winners

National 2nd Place Champion - Applications Research Laboratory, Howard County
Advisor:  Maddy Halbach
TEAM MEMBERS:  Noah Hoffman, Robert Schroeder, Nathaniel Sager

2021 State Champion–Applications Research Laboratory, Howard County

Advisor:  Maddy Halbach
TEAM MEMBERS:  Noah Hoffman, Robert Schroeder, Nathaniel Sager

2ND PLACE – Richard Montgomery High, Montgomery County

Advisor:  Douglas McDonald

3RD PLACE–Gaithersburg High, Montgomery County
Advisor:  Kimberly Jackson
TEAM MEMBERS: Eunice Azamati, Chibuike Dumebi-Kachikwu, Peter Moses, Anjali Sharma

4TH PLACE–Towson High, Baltimore County

Advisor:  Gil Stange

TEAM MEMBERS: Alexander Frey, Joseph Amoroso, Landon Katz, Benjamin Raufman

Towson University
8000 York Rd.
Towson, MD  21252-0001

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