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The Maryland Personal Finance Challenge is an academic competition that provides high school students the opportunity to learn and then demonstrate knowledge and application of personal finance concepts during a one day academic competition. Student teams from high schools across the state compete with the excitement of an athletic competition to be recognized as the Maryland State Champion. The winning team is invited to represent Maryland at the National Personal Finance Challenge Competition. Teachers of economics, business, marketing, personal finance, and Science, Technology, Engineering and Math (STEM) are urged to participate. There are no registration fees so this makes a great class activity.

Visit the National Personal Finance Challenge website for information about How It Works on the national level.

Prizes and Recognition

State Winners

All team members and their teacher/advisor receive a cash prize.

First Place - $250, Second Place - $125, Third Place - $100, Fourth Place - $50 

National Winners

All student team members receive a cash prize and an all expense paid trip to Finals in NYC.

First Place - $2,000, Second Place - $1,000, Third Place $500, Fourth Place $250

Teacher/Coach Toolkit

The manual includes details about how the competition works, prizes, timeline and other details.

Find a comprehensive list of resources, practice tests and other preparation materials.

Watch a presentation, learn about scoring and hear comments from the judges.

This webinar series is presented by our partners, Dr. Julie Heath and Susan McNamara. Each episode features two one-hour sessions. Each session will cover one of the six National Standards for Financial Literacy, two lesson plans relating to that standard, and a tie-back of the lessons and learnings to the NPFC.

Get your students excited to participate. Show this 2020 Recap Video.

Coming Soon...Learn about the rules and regulations for participating at the national level. 

Have your students test their knowledge by taking a practice test.

2022-2023 Competition Dates - Coming in Early September

Maryland Personal Finance Challenge

National Personal Finance Challenge

Lead Sponsor

Other Sponsors


2022 Maryland Personal finance challenge winners

2022 High School Winners

2022 State Champions and National First Runner-up

Applications Research Laboratory, Howard County
Advisor:  Maddy Halbach
TEAM MEMBERS:  Anuj Alamasety,
Noah Hoffman, David Liu, Nathaniel Sager

2ND PLACE – Mt. St. Joseph High, Baltimore County

Advisor:  Julius Prezelski

TEAM MEMBERS:  Stephen Lawrence, Connor Neugebauer, Thomas Rybinski, Noah Jones

3RD PLACE–Towson High, Baltimore County
Advisor:  Gil Stange
TEAM MEMBERS: Alexander Frey, Landon Katz, Benjamin Raufman

4TH PLACE–Mt, Hebron High, Howard County

Advisor:  Samantha Hall

TEAM MEMBERS: Noah Park, Hiya Patel, Dhishan Reddy, Summit Sarkar

Towson University
8000 York Rd.
Towson, MD  21252-0001

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