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Overview

The Maryland Personal Finance Challenge is an academic competition that provides high school students the opportunity to learn and then demonstrate knowledge and application of personal finance concepts during a one day academic competition. Student teams from high schools across the state compete with the excitement of an athletic competition to be recognized as the Maryland State Champion. The winning team is invited to represent Maryland at the National Personal Finance Challenge Competition. Teachers of economics, business, marketing, personal finance, and Science, Technology, Engineering and Math (STEM) are urged to participate. There are no registration fees so this makes a great class activity.

Visit the National Personal Finance Challenge website for information about How It Works on the national level.

Prizes and Recognition

State Winners

All team members and their teacher/advisor receive a cash prize.

First Place - $250, Second Place - $125, Third Place - $100, Fourth Place - $50

National Winners

All student team members receive a cash prize and an all expense paid trip to Finals in NYC.

First Place - $2,000, Second Place - $1,000, Third Place $500, Fourth Place $250

Teacher/Coach Toolkit

2022 PFC Teacher Advisor Manual

The manual includes details about how the competition works, prizes, timeline and other details.

2022 PFC Teacher Advisor Resources

Find a comprehensive list of resources, practice tests and other preparation materials.

Case Study Presentation Critique

Watch a presentation, learn about scoring and hear comments from the judges.

On Demand Webinar Series for Teachers/Advisors

This webinar series is presented by our partners, Dr. Julie Heath and Susan McNamara. Each episode features two one-hour sessions. Each session will cover one of the six National Standards for Financial Literacy, two lesson plans relating to that standard, and a tie-back of the lessons and learnings to the NPFC.

2020 Recap Video

Get your students excited to participate. Show this 2020 Recap Video.

2021 Rules and Eligibility

Coming Soon...Learn about the rules and regulations for participating at the national level.

Practice Tests

Have your students test their knowledge by taking a practice test.

2022 Competition Dates

Maryland Personal Finance Challenge

Online Semifinals: Monday April 11 - Friday April 22nd (noon) online multiple choice test
Finals: Saturday, April 30th - top six teams compete, case study analysis, format to be announced