A Premier Financial Literacy Competition
The Maryland Personal Finance Challenge gives high school students the chance to put their money smarts to the test. In this statewide competition, teams compete for the title of Maryland State Champion — and the winning team advances to represent our state at the National Personal Finance Challenge.
Designed for classes in economics, business, marketing, personal finance, and STEM, the Challenge is a dynamic way for teachers to bring financial literacy to life. Best of all, there are no registration fees, making it an accessible and exciting experience that builds critical thinking, teamwork, and real-world financial skills.
2025-2026 Competition Dates
Maryland Personal Finance Challenge
Online Testing: Note a student may participate in either the fall or spring testing session, but not both.
- Fall Online Testing: December 15-19 2025
- Spring Online Testing: March 19-27, 2026
Maryland Personal Finance Challenge Finals: April 16, 2026 or April 21, 2026 (tentative)
National Personal Finance Challenge
2026 challenge information coming soon.
2025 National Personal Finance Challenge Results
2nd Place – Mt. Hebron High School
Watch the 2025 National Personal Finance Challenge Quiz Bowl here.
2025 Maryland Personal Finance Challenge Finals – Results
- 1st Place – Mt. Hebron High School
- 2nd Place – Applications & Research Lab
- 3rd Place – Marriotts Ridge High School
- 4th Place – Montgomery Blair High School
Congratulations to the top 8 finishing teams who participated in the online testing.
- Applications and Research Lab
- Marriotts Ridge High
- Montgomery Blair High
- Mt Hebron High
- Mt St Joseph High
- Oakdale High
- Paint Branch High
- Edgewood High
Coaching Resources
Personal Finance Speaker Series Videos
Find the videos and related lesson plans.
2025 PFC Teacher Advisor Manual
The manual includes details about how the competition works, prizes, timeline and other details. Updates coming soon.
2025 MCEE PFC Teacher Advisor Resources
Find a comprehensive list of resources, practice tests and other preparation materials.
2025 Rules and Eligibility
Learn about the rules and regulations for participating at the national level.
CEE Coach’s Toolkit
Includes: Essential lessons, activities, supplemental lessons and activities, videos, quizzes.
Case Study Presentation Critique
Watch a presentation, learn about scoring and hear comments from the judges.
On Demand Webinar Series for Teachers/Advisors
This webinar series is presented by CEE partners, Dr. Julie Heath and Susan McNamara. Each episode features two one-hour sessions. Each session will cover one of the six National Standards for Financial Literacy, two lesson plans relating to that standard, and a tie-back of the lessons and learnings to the NPFC.
2024 Recap Video
This webinar series is presented by CEE partners, Dr. Julie Heath and Susan McNamara. Each episode features two one-hour sessions. Each session will cover one of the six National Standards for Financial Literacy, two lesson plans relating to that standard, and a tie-back of the lessons and learnings to the NPFC.
On Demand Webinar Series for Teachers/Advisors
Have your students test their knowledge by taking a practice test.
Sample Case Studies
MCEE Personal Finance Challenge Promotional Video
Personal Finance Challenge: Getting Started
Personal Finance Challenge Sponsors
